StatePoint MediaFamilies, employers and communities can take proactive steps to raise money-smart kids and foster healthy financial futures. ■ StatePoint Media / Contributed With consumer debt on the rise and many failing to adequately save for the future, experts say that financial illiteracy is a major problem for Americans – and one that communities and parents have a joint responsibility to address, starting in childhood. And right now, most children are coming up short in this area. Over 62 percent of the 15 to 18-year-olds tested by the National Financial Educators Council received either a “D” or “F” on the 2017 National Financial Literacy Test. Without intervention, these young people could
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