CheapFullCoverageAutoInsurance.comKnowing your credit score before you walk into a dealership can help avoid expensive subprime car loans. Greetings from The Hemet Car Guy, Recently my wife and I purchased a new bedroom set for zero cash down and no interest if paid off before 40 months because we have excellent credit. For the times we need to use credit, it’s nice to know we get the best rate and terms available. Some people have downright bad credit, but that doesn’t mean you can’t buy a car, nor does it mean that the terms of the loan will put you in the poorhouse. Like everything else, “bad” is a matter of opinion

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