Photo: (c) Monkey Business/stock.adobe.comMany Baby Boomers and Gen Xers have not properly saved for retirement. ■ Chronicle News Service (StatePoint) More than half of Gen Xers and 40 percent of Baby Boomers have never given advice to their children about planning for retirement, according to a new study from North American Company for Life and Health Insurance. One retirement industry leader says that this lack of discussion about money matters can have a big impact on the future of savings. “Even when Americans are talking about retirement with their children, it’s clear from this study that their advice is vague,” said Ann Hughes, chief distribution officer. “The first step in helping

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