E■ Emmett Campbell / Contributed veryone in California is at least peripherally aware of the state’s ever-worsening housing crisis: It’s hard to miss when prices have jumped by as much as 75 percent over the last five years in large parts of metropolitan areas like Los Angeles, San Francisco, San Diego and their suburbs, especially on the San Francisco Peninsula, where $3 million three-bedrooms are not unheardof. One response has been a state mandate for ever-increasing numbers of affordable units in most cities and many unincorporated areas. It’s common in many places for new apartment and condominium structures to contain up to 35 percent affordable units, available to families who qualify

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