Photo by Metro ServiceCheck your ways to improve your financial plan. ■ Statepoint Spending too much and saving too little? Getting out of your current financial rut can feel daunting without the right habits and tools. Here are five ways to improve your financial plan now. 1. Set goals. What do your plans include? A car or house? An expensive getaway? Long-term retirement savings or a college fund for your children? Start by identifying your goals clearly. Then, figure out how to get there. 2. Plan smarter, not harder. The right tools on-hand can make the business of financial planning easier. Consider such tools as a multi-functional desktop printing calculator, such
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