Alert to our Canadian friends A new credit card scheme is being reported by the Royal Bank of Canada, and Canadians wintering in the U.S. need to be on the alert. The scheme is unique because the caller already has the individual’s credit card number–he now will be fishing for the security code. According to news reports, the caller has obtained the person’s credit card from illegal sources and only needs the security code on the back to purchase items with the card. The scam begins with the caller stating they’re from the Security and Fraud Department at Visa and builds credibility by providing his “badge number.” The caller then says

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