File PhotoRichard Perry. ■ By Richard Perry / Contributed Greetings from the Hemet Car Guy! If you are budgeting for your family, business or even as a chairperson for a non-profit you should first determine what you can actually afford before you spend. As my grandma always said, “Live within your means.” So you ask: what does that mean in relation to a car? A lot actually. If you’re considering leasing or financing a vehicle, you should understand the total costs involved. That’s because the total amount you can spend is made up of a variety of factors such as: the approved loan amount, cash down payment, and trade-in amount. Consider
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